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How financially fit are you?
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After a year of record mortgage foreclosures and slumping home prices, Americans are more determined to shape up their flabby finances in 2008 than their bodies, according to a study released by Countrywide Bank on Tuesday.
Some 67 percent of the 1,002 adults surveyed nationwide said that becoming financially fit is a top New Year's resolution, while 57 percent are committed to becoming physically fit in 2008.
"The results of the survey are an indicator that people are finally putting financial health on par with physical health," said clinical psychologist Dr. Melody Alderman in a statement from Countrywide.
By gender, women are more insecure about their finances, with 37 percent saying they are financially fit, compared with 55 percent for men. Dads are more confident about finances than moms, and single people feel more secure than the married.
Geographically, U.S. Northeasterners felt better about their money, with 52 percent saying their are financially fit. The Midwest and South were tied at the bottom with 43 percent feeling secure about finances.
Countrywide Bank is part of Countrywide Financial Corp, the largest mortgage lender in the United States with a big stake in the troubled subprime mortgage market. It has been battered by escalating loan defaults.
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(Agencies)
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美國(guó)全國(guó)銀行于本周二公布的一項(xiàng)調(diào)查顯示，在經(jīng)歷了今年的次貸危機(jī)和房?jī)r(jià)大跳水后，美國(guó)人2008年最大的新年愿望就是“財(cái)務(wù)健康”，其次是“身體健康”。
在全美1002名成年受訪(fǎng)者中，約67%的人將“財(cái)務(wù)健康”列為頭號(hào)新年愿望，57%的人選擇的是“身體健康”。
全國(guó)銀行在聲明中援引臨床心理學(xué)家邁勒迪?艾爾德曼說(shuō)：“該調(diào)查結(jié)果表明，人們終于將財(cái)務(wù)健康與身體健康放在了同等重要的位置。”
從性別來(lái)看，女性更擔(dān)心自己的財(cái)務(wù)狀況，37%的人認(rèn)為自己的財(cái)務(wù)狀況良好；而男性的這一比例為55%。丈夫比妻子對(duì)家庭的財(cái)務(wù)狀況更有信心，單身人士比已婚人士更自信。
從地域上看，美國(guó)東北部地區(qū)的居民對(duì)自己的財(cái)務(wù)狀況更有信心，52%的人稱(chēng)他們的財(cái)務(wù)狀況健康；中西部和南部地區(qū)并列最后，均有43%的人認(rèn)為自己的財(cái)務(wù)狀況良好。
全國(guó)銀行是全國(guó)金融集團(tuán)旗下的子銀行，是全美最大的抵押借貸機(jī)構(gòu)。由于該銀行在陷入困境的次級(jí)房貸市場(chǎng)上占有很大份額，持續(xù)惡化的貸款拖欠使它遭到嚴(yán)重沖擊。
（英語(yǔ)點(diǎn)津姍姍編輯）
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