一周熱詞榜（12.31-1.6）

3. 購匯
purchase foreign currency

請看例句：

Chinese individuals intending to purchase foreign currency now have to file more detailed information in their applications.
如今我國打算購買外匯的個人需在申請書中提交更詳細(xì)的信息。

新年伊始，個人5萬美元的年度購匯額度(the annual quota of $50,000 for foreign exchange purchases by individuals)刷新。不過，和往年不同的是，今年個人購匯(purchase foreign currency/forex)需要填寫一份內(nèi)容詳細(xì)的購匯申請書(application form)。新版購匯申請書除了基本信息外，還增加了預(yù)計用匯時間欄目和每種用途的詳細(xì)相關(guān)信息。比如，因私旅游，要填寫預(yù)計停留期限(length of stay)，是跟團游(package tour)還是自由行(independent travel)；境外留學(xué)(overseas study)，要填寫學(xué)校名稱、年學(xué)費金額和年生活費金額；境外就醫(yī)(overseas medical treatment)，要填寫停留期限和境外醫(yī)院名稱。

新版申請書上明確提示，境內(nèi)個人辦理購匯業(yè)務(wù)時，不得虛假申報購匯信息；不得提供不實的證明材料；不得出借本人便利化額度協(xié)助他人購匯(purchase forex on behalf of other people)；不得借用他人便利化額度實施分拆購匯；不得用于境外買房(buy property overseas)、證券投資(invest in securities)、購買人壽保險(life insurance)和投資性返還分紅類保險(insurance with investment returns)等尚未開放的資本項目；不得參與洗錢(money laundering)、逃稅、地下錢莊(underground bank)交易等違法違規(guī)活動。

根據(jù)申請書，如果違法違規(guī)套匯(currency arbitrage)，除了可能被列入"關(guān)注名單"(be put on a watch list)，當(dāng)事人當(dāng)年及以后兩年不享有個人便利化購匯額度(foreign exchange quota)。此外，還將接受行政處罰(administrative penalty)，個人征信記錄(personal credit records)也將受到影響。

[相關(guān)詞匯]

付匯 foreign exchange payment

逃匯 evasion of foreign exchange control

匯率中間價 central parity rate

換匯潮 currency exchange boom

外匯儲備 foreign exchange reserve

資本流入/外流 capital inflow/outflow